Mortgage Loan FAQs with Mallory & Dave
Navigating the mortgage loan process can be overwhelming, but Mallory McGee and Dave Rotundo are here to help! In this comprehensive FAQ session, they answer some of the most common questions about different mortgage loan options, including:
- FHA Loans – Perfect for first-time homebuyers with lower credit scores
- USDA Loans – Zero down payment options for eligible rural homebuyers
- VA Loans – Exclusive benefits for veterans and active military members
- Conventional Loans – Flexible financing for various borrower profiles
- Debt Service Coverage Ratio (DSCR) Loans – Ideal for real estate investors
- Bank Statement Loans – Tailored for self-employed individuals who need alternative income verification
Whether you’re a first-time buyer, investor, or self-employed borrower, this page will help you understand your options and find the right mortgage solution.
Have Questions? We Have Answers! Contact us today to learn more about how these loan types can work for you.
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What My Clients Are Saying
Google Reviews
Dave is great. He constantly guided me and my family through our home buying experience. Dave is reliable, trustworthy, and makes you feel like a priority. He kept my best interest in mind and always gave great and clear guidance. (He will also taught me the different kinds of roofing, among other things i didn't know to look/ask about when house shopping). If you want someone who will advocate for you and work with you until you're comfortably in your home, Dave is the realtor for you.
Brandy Dobbins
Dave is an amazing person and realtor who put my family first. He put up with us for over a year, showed us so many houses that I lost count, and in the end found us our perfect home. With his smile and outgoing fun personality he’d say “we’ll just keep turning keys until we find the right one.” And he meant it. I’ve recommended him to multiple people and will continue to as well.
Jeff
Dave Rotundo is a true class act! As real estate agents we are laser focused on what’s best for our clients. That being said, Dave not only works hard for the best interest of his clients, but works just as hard to cultivate positive, impactful, and professional relationships with other Realtors. It was a pleasure to work with Dave and his team on my latest deal and I look forward to working with him again in the future. Our industry needs more agents cut from the same cloth as Dave Rotundo.
Matt Amason
Dave goes above and beyond . He is very knowledgeable and was always available to answer any and all questions I asked. Very professional always stays in Contact with us and the lenders. We were in another state and he made everything run smoothly. Dave your awesome man thank you so much for everything . We recommend Dave 100% to anyone buying or selling a house.
Ivan Baez
Mr. Dave Rotundo is very likely the most positive person on earth. He really made our buying experience enjoyable, even despite the very difficult market we had to deal with. He prepared us for what we could expect so we were in the best position when we made an offer on our home. Can't thank Mr. Dave enough for all of his hard work. He really deserves at least 10 stars.
Tommy Sandford
David is wonderful! He is always a willingness listener and gives you his full attention. He uses his photography skills to enhance my real estate listing and helps everyone who comes into contact. I would not hesitate to recommend David to anyone who asked.
Penny Rafferty Realty
Dave was great at helping us find our first home. He always made sure that we were taking care of and asked; sellers, builders, and agents the tough questions or even the questions we didn't know to ask. Highly recommend for your next home sale or purchase.
Matt Poirier
He is an amazing realtor and person in general. We were unfortunately put into a situation that we had no clue what to do or where to even start, so when we contacted David Rotundo I was a little unsure if he could even help us, but he has been a God send! He has not only helped my family find the perfect home, he has helped us feel comfortable throughout everything! He has kept my husband and I informed on everything we will have to do and expect through the process! I have to honestly say I would recommend him to anyone looking for a realtor!
Molly Altman
Thank you David for being not only above and beyond professionally but also personally! David worked with me on the sale on my listing in Brooklet and was great to work with. He keep me in the loop for all aspects of the buying side. It was a super smooth transaction !He genuinely cares about his clients and everyone involved in the sale. He treated us all like family. He was so fun and friendly to work with! I can’t wait for us to have another deal together!
Amanda Colon
Dave was wonderful to work with as a first time home buyer I was nervous about the process but Dave was extremely helpful and accommodating through out I was very thankful to have him as my agent. I would definitely recommend him to others and work with in the future. He has a wealth of knowledge when it comes to home buying, new constructions and the greater Savannah area. He was always very responsive, prompt and pro-active with his communication. He also assisted me with negotiation and goes above and beyond to make us feel like friends rather than clients.
Kaushika Venkatesh
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